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var(--space-3);background:var(--sage-soft);color:var(--sage);border-radius:var(--radius-full);font-size:.8125rem;font-weight:500;font-family:var(--font-body)}.trust-tag:before{content:"";width:6px;height:6px;background:var(--sage);border-radius:50%;flex-shrink:0}.navy-tag{display:inline-flex;align-items:center;gap:var(--space-2);padding:var(--space-1) var(--space-3);background:#0b234514;color:var(--navy);border-radius:var(--radius-full);font-size:.8125rem;font-weight:500}hr{border:none;border-top:1px solid var(--line);margin-block:var(--space-8)}:focus-visible{outline:2px solid var(--glacier-blue);outline-offset:3px}.text-center{text-align:center}.text-left{text-align:left}.visually-hidden{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.max-prose{max-width:68ch}.contour-bg{position:relative;overflow:hidden}.contour-bg:before{content:"";position:absolute;inset:0;background-image:url("data:image/svg+xml,%3Csvg width='80' height='80' viewBox='0 0 80 80' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' stroke='%230b2345' stroke-opacity='0.04' stroke-width='1'%3E%3Cellipse cx='40' cy='40' rx='38' ry='15'/%3E%3Cellipse cx='40' cy='40' rx='28' ry='10'/%3E%3Cellipse cx='40' cy='40' rx='18' ry='6'/%3E%3C/g%3E%3C/svg%3E");background-size:80px 80px;pointer-events:none;z-index:0}.contour-bg>*{position:relative;z-index:1}.ledger-lines{position:relative}.ledger-lines:after{content:"";position:absolute;left:0;right:0;bottom:-2px;height:3px;background:linear-gradient(90deg,var(--glacier-blue) 0%,var(--sage) 50%,var(--glacier-blue) 100%);border-radius:var(--radius-full);opacity:.5}.card{background:var(--white);border:1px solid rgba(11,35,69,.08);border-radius:20px;padding:2rem;box-shadow:0 2px 12px #0b23450d;transition:box-shadow .3s ease,border-color .3s ease;will-change:transform;position:relative}.card:hover{box-shadow:0 16px 48px #0b23451a;border-color:#4f7da633}.compliance-note{background:var(--sage-soft);border-left:3px solid var(--sage);border-radius:0 var(--radius-md) var(--radius-md) 0;padding:var(--space-5) var(--space-6);font-size:.9rem;color:var(--slate);line-height:1.7}.compliance-note strong{color:var(--sage);font-size:.75rem;font-family:var(--font-mono);letter-spacing:.08em;text-transform:uppercase;display:block;margin-bottom:var(--space-2)}.disclaimer-note{background:var(--amber-soft);border-left:3px solid var(--amber);border-radius:0 var(--radius-md) var(--radius-md) 0;padding:var(--space-5) var(--space-6);font-size:.875rem;color:var(--slate);line-height:1.7}.btn{display:inline-flex;align-items:center;justify-content:center;gap:var(--space-2);padding:12px 28px;border-radius:var(--radius-full);font-family:var(--font-body);font-weight:600;font-size:.9375rem;text-decoration:none;border:2px solid transparent;cursor:pointer;transition:background .2s ease,color .2s ease,border-color .2s ease,box-shadow .2s ease,transform .2s ease;white-space:nowrap}.btn:hover{transform:translateY(-1px)}.btn:active{transform:translateY(0)}.btn--sm{padding:8px 20px;font-size:.875rem}.btn--lg{padding:14px 36px;font-size:1rem}.btn--primary{background:var(--navy);color:var(--white);border-color:var(--navy)}.btn--primary:hover{background:var(--deep-navy);border-color:var(--deep-navy);box-shadow:0 8px 24px #0b234540}.btn--secondary{background:transparent;color:var(--navy);border-color:var(--line)}.btn--secondary:hover{border-color:var(--navy);background:#0b23450a}.btn--ghost{background:transparent;color:var(--glacier-blue);border-color:transparent;padding-inline:4px}.btn--ghost:hover{color:var(--navy);background:transparent}.btn--glacier{background:var(--glacier-blue);color:var(--white);border-color:var(--glacier-blue)}.btn--glacier:hover{box-shadow:0 8px 24px #4f7da64d}.form-group{display:flex;flex-direction:column;gap:var(--space-2)}.form-label{font-weight:500;font-size:.9rem;color:var(--ink)}.form-label .optional{font-weight:400;color:var(--steel);font-size:.8125rem;margin-left:var(--space-1)}.form-input,.form-select,.form-textarea{width:100%;padding:var(--space-3) var(--space-4);border:1.5px solid var(--line);border-radius:var(--radius-md);font-family:var(--font-body);font-size:.9375rem;color:var(--ink);background:var(--white);transition:border-color var(--transition-fast),box-shadow var(--transition-fast);appearance:none;-webkit-appearance:none}.form-input:focus,.form-select:focus,.form-textarea:focus{outline:none;border-color:var(--glacier-blue);box-shadow:0 0 0 3px #4f7da626}.form-input::placeholder,.form-textarea::placeholder{color:var(--steel)}.form-textarea{resize:vertical;min-height:140px;line-height:1.65}.form-select{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 24 24' fill='none' stroke='%23516273' stroke-width='2'%3E%3Cpath d='M6 9l6 6 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h2{font-size:clamp(1.625rem,3.5vw,2.25rem);margin-top:var(--space-3);line-height:1.2}.section-intro .section-lead{font-size:1.0625rem;color:var(--slate);line-height:1.75;margin-top:var(--space-4);max-width:56ch}.breadcrumb{display:flex;flex-wrap:wrap;align-items:center;gap:var(--space-2);list-style:none;padding:0;font-size:.875rem;color:var(--steel)}.breadcrumb li{display:flex;align-items:center;gap:var(--space-2)}.breadcrumb li:not(:last-child):after{content:"/";color:var(--line);font-weight:300}.breadcrumb a{color:var(--steel);text-decoration:none}.breadcrumb a:hover{color:var(--glacier-blue)}.breadcrumb [aria-current=page]{color:var(--navy);font-weight:500}@keyframes fadeInUp{0%{opacity:0;transform:translateY(24px)}to{opacity:1;transform:translateY(0)}}@keyframes fadeIn{0%{opacity:0}to{opacity:1}}@keyframes drawLine{0%{stroke-dashoffset:1000}to{stroke-dashoffset:0}}.reveal{opacity:0;transform:translateY(24px);transition:opacity .6s ease,transform .6s ease}.reveal.visible{opacity:1;transform:none}.process-steps{display:flex;flex-direction:column;gap:0;position:relative}.process-steps:before{content:"";position:absolute;left:24px;top:48px;bottom:48px;width:1px;background:var(--line);z-index:0}.process-step{display:grid;grid-template-columns:auto 1fr;gap:var(--space-6);align-items:start;padding-block:var(--space-7);position:relative;z-index:1}.process-step+.process-step{border-top:1px solid var(--line)}.process-step__number{width:48px;height:48px;border-radius:var(--radius-full);background:var(--navy);color:var(--white);display:flex;align-items:center;justify-content:center;font-family:var(--font-mono);font-size:.875rem;font-weight:500;flex-shrink:0;box-shadow:0 2px 8px #0b234533;position:relative;z-index:1}.process-step__content{padding-top:var(--space-1)}.process-step__content h3{font-size:1.1875rem;margin-bottom:var(--space-2);color:var(--navy)}.process-step__content p{font-size:.9375rem;color:var(--slate);line-height:1.7;max-width:60ch}.resource-card{background:var(--white);border:1px solid var(--line);border-radius:var(--radius-xl);padding:var(--space-8);display:flex;flex-direction:column;gap:var(--space-4);transition:box-shadow var(--transition-base),transform var(--transition-base)}.resource-card:hover{box-shadow:var(--shadow-md);transform:translateY(-2px)}.resource-card__tag{font-family:var(--font-mono);font-size:.75rem;letter-spacing:.08em;text-transform:uppercase;color:var(--glacier-blue);font-weight:500}.resource-card h3{font-size:1.25rem;color:var(--navy)}.resource-card p{font-size:.9375rem;flex:1}.bg-mist{background:var(--mist)}.bg-navy{background:var(--navy)}.bg-deep{background:var(--deep-navy)}.bg-glacier{background:var(--glacier)}.bg-white{background:var(--white)}.page-hero{padding-block:clamp(3rem,6vw,5rem);border-bottom:1px solid var(--line)}.page-hero__inner{display:grid;grid-template-columns:1fr 440px;gap:var(--space-12);align-items:center;margin-top:var(--space-6)}.page-hero__content{display:flex;flex-direction:column;gap:var(--space-5)}.page-hero__lead{font-size:1.0625rem;color:var(--slate);line-height:1.75;max-width:52ch}.page-hero__image{border-radius:20px;overflow:hidden;box-shadow:0 8px 32px #0b23451f}.page-hero__image img{width:100%;height:380px;object-fit:cover;display:block}@media (max-width: 1024px){.page-hero__inner{grid-template-columns:1fr}.page-hero__image{display:none}}.legal-prose h2{font-size:1.5rem;margin-top:var(--space-10);margin-bottom:var(--space-4);padding-bottom:var(--space-3);border-bottom:1px solid var(--line)}.legal-prose h3{font-size:1.125rem;margin-top:var(--space-6);margin-bottom:var(--space-2)}.legal-prose p{max-width:100%;margin-bottom:var(--space-4)}.legal-prose ul{margin-bottom:var(--space-4);display:flex;flex-direction:column;gap:var(--space-2)}.legal-prose ul li{color:var(--slate);line-height:1.75}.icon-box{width:52px;height:52px;border-radius:var(--radius-lg);display:flex;align-items:center;justify-content:center;flex-shrink:0}.icon-box--navy{background:#0b234514;color:var(--navy)}.icon-box--glacier{background:var(--glacier);color:var(--glacier-blue)}.icon-box--sage{background:var(--sage-soft);color:var(--sage)}.icon-box--amber{background:var(--amber-soft);color:var(--amber)}@media (max-width: 768px){.hide-mobile{display:none!important}.grid-2,.grid-3,.grid-4{grid-template-columns:1fr}}@media (min-width: 769px){.hide-desktop{display:none!important}}